【思源論壇第189講】黃煒教授:健康意識,信息提供與保險(xiǎn)參與

文章來源:經(jīng)貿(mào)學(xué)院 作者: 發(fā)布時(shí)間:2019-10-10 瀏覽次數(shù):147


 

主  題:Unawareness of Unhealthiness, Information Provision, and Health Insurance Participation among the Elderly

 

主講人:黃煒 新加坡國立大學(xué)

 

主持人:陳媛 上海對外經(jīng)貿(mào)大學(xué)國際經(jīng)貿(mào)學(xué)院

 

時(shí)  間:20191010日 下午14:00-15:30

 

地  點(diǎn):上海對外經(jīng)貿(mào)大學(xué)松江校區(qū)博識樓113

 

主  辦:上海對外經(jīng)貿(mào)大學(xué)國際經(jīng)貿(mào)學(xué)院國際經(jīng)濟(jì)與貿(mào)易系

 

 

主講人簡介

 

黃煒博士是新加坡國立大學(xué)校長特聘助理教授。黃博士曾是美國國家經(jīng)濟(jì)研究局(NBER)博士后研究員。黃博士于2016年獲得哈佛大學(xué)經(jīng)濟(jì)學(xué)博士學(xué)位,于2011年獲得北京大學(xué)國家發(fā)展學(xué)院經(jīng)濟(jì)學(xué)碩士學(xué)位,于2008年獲得北京大學(xué)物理學(xué)院物理學(xué)學(xué)士學(xué)位。

 

他的研究領(lǐng)域是公共經(jīng)濟(jì)學(xué),勞動(dòng)經(jīng)濟(jì)學(xué)和衛(wèi)生經(jīng)濟(jì)學(xué)。他的研究興趣在健康,教育和種族等領(lǐng)域。他的研究成果已發(fā)表在Review of Economic and Statistics, Journal of Labor Economics, American Economic Journal: Applied Economics, Nature, Journal of Economic Perspectives 等學(xué)術(shù)刊物上。2018年起,他擔(dān)任Economics of Transition的聯(lián)合主編。

 

報(bào)告簡介

 

People may be unaware of their unhealthiness thus make sub-optimal decisions in insurance participation. Using national representative samples of the elderly in the US and China, we find that unawareness of unhealthiness is a salient issue among the seniors in both countries, especially those with lower education and poorer health, and is significantly associated with less insurance participation. More importantly, sound evidence from regression discontinuity design (RDD) shows that updated health information provision through physical examination leads to higher insurance participation among those who are unaware of unhealthiness; but no significant evidence suggests that health insurance provision improves individual awareness of health problems. These findings highlight an important role of health information in insurance participation and help to explain the phenomena such as insufficient participation among poor people and advantageous selection in health insurance.